Brookhaven Township, Smithtown Township and The North Shore real estate and homes for sale in New York - Carmela, Jason and Jonathan Kaiser, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
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Carmela, Jason and Jonathan Kaiser

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Email: CarmelaKaiser@NUMBER1EXPERT.com
Phone: 631-320-0800
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New Listing - Just Renovated Exp Cape on .50 Acre Lot! Price: $399,000  HAUPPAUGE SCHOOLS  
 
Location:   Smithtown
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2 full, 1 half
MLS#:   2465304
New Listing in Desirable Smithtown with Hauppauge Schools on Large Half Acre Property! Features Master Suite on 1st Level, Large Great Room, Stunning New Kitchen with Granite, 2.5 Car Det Garage, Full Basement, Low Taxes, New Heating System, Much More!
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Feature Home - Charming Historic Home in Heart of SB Price: $324,999  AFFORDABLE LIVING!  
 
Location:   Stony Brook
Type:   Single Family Home
Bedrooms:   2
Bathrooms:   1 full, 1 half
MLS#:   2435920
Affordable Living At Its Best! Incredibly Low Taxes & Utilities. Taxes w/Star $4,012. Why Rent When It's Time To Own?? Charming Circa 19th Cent Home (As per TOB) in Historic District of SB, Close To Pond, Harbor, Museums, & SUNY SB. Read on...
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Reduced - Just Renovated 2011 w/Old World Charm! Price: $499,000  MAKE OFFERS!  
 
Location:   Port Jefferson
Type:   Single Family Home
Bedrooms:   4
Bathrooms:   2
MLS#:   2427105
Totally Renovated 2200 Sq. Ft. Farm Ranch Loaded with Old World Charm. 4 Bedrooms (2 on 1st Floor), 2 New Baths, Beautiful New Kitchen w/Granite, Central Air, Full Basement, Oversized Garage, Hw Floors, Fp, Custom Built-ins. Village Amenities, Low taxes.
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New Listing - Spacious Ranch in Desirable Quaker Ridge Price: $399,000  PRICED TO SELL!  
 
Location:   Stony Brook
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2
MLS#:   2458462
Just Listed! Fantastic Pricing In Desirable Quaker Ridge, North Of 25A & Minutes To SBU. Sprawling Ranch With Oversized Den, Living Rm with Fireplace, Formal Dining Room, Eat-in Kitchen, Master Suite with Bath, 2 Additional Br's and Full Bath. Read on...
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Reduced - New Home in Village in Cul-de-Sac! Price: $499,000  NEW CONSTRUCTION  
 
Location:   Port Jefferson
Type:   Single Family Home
Bedrooms:   4
Bathrooms:   2 full, 1 half
MLS#:   2438670
Only New Construction in Pt Jefferson Village on Quiet Cul-De-Sac, All Village Amenities. Featues Open Floor Plan with Hw Floors, Granite In EIK & Baths, Full Walkout Bsmt with 8 Ft Ceilings , 20 X 14 Deck, CAC, Gas Heat, Fp, Possible Winter Water Views.
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Location:   Coram
Type:   Condo
Bedrooms:   3
Bathrooms:   2
MLS#:   2456497
Short Sale, Subject to Bank Approval w/no reprentations or warranties. Desirable Amherst Model w/Spacious Master Br on 1st Floor. Other features: updated flooring, Bath & some windows, New Boiler, Soaring Ceilings in Liv Rm, Large Patio, + Much More!
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Location:   Mastic
Type:   Single Family Home
Bedrooms:   6
Bathrooms:   2
MLS#:   2459593
Brand New to the Market! 6 Br Home w/Ample Room for Extended Family. Possible Mother/Daughter with Proper Permits. Each Level Features 3 Br's, Living Rm, FDR, EIK and Bath. Rare Basement with Outside Entrance, 2nd Story Terrace, Much More! Read on...
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Reduced - Spacious 3 Br in Desirable Bretton Woods Price: $234,000  BIG PRICE DROP!  
 
Location:   Coram
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   1 full, 1 half
MLS#:   2448024
Active Gated Community Loaded With Amenities, Golf Tennis, Bowling, Sauna, In & Outdoor Pools. Beautifully Updated Kitchen, Baths, California Closet, Cac, Heating System, Wood And Ceramic Flooring, Paver Patio, Much More!
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Reduced - Young Ranch on Half Acre+ Property Price: $289,000  JUST REDUCED!!  
 
Location:   Port Jefferson Station
Type:   Single Family Home
Bedrooms:   3
Bathrooms:   2
MLS#:   2426188
JUST REDUCED! Young Ranch With Open Floor Plan. Large & Bright Eat-In Kitchen Open To Dining Room With Ample Room To Entertain. Master Suite With Gorgeous, Updated Bath. Oversized Half Acre+ Property W/Beautiful Curb Appeal. Read on...
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Short Sale - Bank Cooperating with Short Sale! Price: $125,000  BANK SAYS SELL NOW!  
 
Location:   Rocky Point
Type:   Single Family Home
Bedrooms:   2
Bathrooms:   1
MLS#:   2433025
Lender Cooperating. Handyman Special. Sold As Is With No Representations Or Warranties. Cash Deals Preferred. Must Show Proof Of Funds For Cash Offers. Great Potential With Endless Possibilities. Opportunity For 1st Time Home Buyer Or Investor.
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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
During what months of the year do most people move from one home to another?

A 
Most moves occur between the months of May and September.
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Carmela, Jason and Jonathan Kaiser, REALTOR®, real estate agent and broker for Brookhaven Township, Smithtown Township and The North Shore, New York home listings, property and land for sale - NUMBER1EXPERT

Carmela, Jason, and Jonathan Kaiser
Fortune Realty of LI

24 Arbor Ridge Lane
South Setauket, NY 11720
Carmela Kaiser : 631-379-1612
Jason Kaiser: 631-764-1422
Jonathan Kaiser: 631-235-2646
Office: 631-320-0800
Fax: 631-846-1771
CarmelaKaiser@NUMBER1EXPERT.com
jonkaiser@fortunerealtyli.com

I’m Carmela Kaiser, Broker/Owner of Fortune Realty of L.I. I bring over twenty-five years experience in real estate including numerous awards and an impressive record as a top producer. I achieved this by following what I believe is basis of real estate sales: putting the needs of my clients first and foremost. As a result, about 85% of my business now comes from personal referrals and repeat business achieved by giving outstanding customer service, both during and after the transaction, and by always making my clients’ best interest my top priority. This is the foundation on which Fortune Realty of LI was founded. I work with a talented family team of agents, available to our clients seven days a week. We address every aspect of your real estate transaction with three times the manpower and attention. With a combined thirty-five years experience in real estate and over 900 homes marketed and sold, our clients’ best interest is our top priority!

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