Carmela, Jason and Jonathan Kaiser
is one of The Top Selling Real Estate Experts™
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Welcome > Resources > Home Warranty ...
When you work with the Carmela Kaiser Group, the Home Warranty comes with the package! Whether you are Buying or Selling, the Carmela Kaiser Team Home Warranty plan is an exclusive program that protects you from unexpected costly repairs and may end up saving you thousands. For Sellers: The Carmel Kaiser Team Home Warranty plan protects until the day of sale or a maximum of 18 months. Homes with a Home Warranty Plan sell an average 15% faster than homes without a warranty. For Buyers: Put your mind at ease with Carmel Kaiser Team Home Warranty plan and protect yourself against expensive repair or replacement costs such as furnace, water heater, built-in appliances, electrical, central air conditioning, duct work, plumbing system. *Conditions and limitations apply. See contract for complete terms and conditions. Offered and administered by American Home Shield (AHS)
Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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| Q |
What famous antebellum mansion was known as the "Queen of Tennessee Plantations"?
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| A |
Belle Meade Plantation was a prosperous 5,400-acre thoroughbred horse farm in the mid 1800's. The Civil War Battle of Nashville was fought in its front yard. |
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