Are you Behind on your Mortgage? You have Options. Let us Help You!
Our changing economy has put homeowners across the Island in the precarious position of trying to get out from under a mortgage that has become too much for their family to bear.
With a home on which they owe more than they can sell it for, they often feel trapped, pressured and without any viable options.
Are you behind on mortgage payments?
Has getting a permanent loan modification not worked out?
Are you wondering what options you have left?
We have some good news for you: foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged!
Working together we can find the right solution for you and implement it. With us, you always have an option and always have a choice.
If you or someone you know would like to find out more, please call us today at 631-320-0800.
*10 Reasons to Do a Short Sale vs. Foreclosure*
1. A Short Sale is negotiated settlement with a Lender, as opposed to a Court Settlement
2. In a Short Sale, Brokers fees, Attorney’s Fee & Court Costs are paid by Lender
3. May be able to get moving expenses. Through HAFA (Home Affordable Foreclosure Alternatives), you may be eligible for a $3,000 incentive to avoid Foreclosure by pursuing a Short Sale. In addition, some banks are now giving up to $30,000 to do a Short Sale. Note: Not all loans qualify for this program.
4. Credit repaired in approx 2 years or less vs. 7-10 years with a Foreclosure
5. In "most" cases, we can require the bank to waive its right to deficiency judgment
6. Can possibly avoid bankruptcy with a Short Sale
7. Control your move out date with a Short Sale
8. Secondary liens are negotiated and paid by the Bank in a Short Sale vs. Civil Court trials
9. Relieve financial and emotional stress
10. More control of your life and less hassle!
As Short Sale Specialists:
We have the experience necessary to work with local and national lenders to negotiate viable options.
We understand the legal and financial complexities involved in such situations.
We have the compassion and determination to help you work through your difficulties.
We can be your advocates, your representatives, and your friends you can count on.
Please call Carmela in complete confidence at 631.320.0800
- NUMBER1EXPERT 
