Brookhaven Township, Smithtown Township and The North Shore real estate and homes for sale in New York - Carmela, Jason and Jonathan Kaiser, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
Welcome to Carmela, Jason and Jonathan  Kaiser'sBrookhaven Township, Smithtown Township and The North Shore Real Estate Website



Feature Properties
Search All Local Listings
Short Sale For Sellers
Homes Warranty
Free Homes Staging
Referrals
Testimonials
Your Family's Guide to Exploring Long Island
Stay Connected
Facebook AOL Instant Messenger

School Reports
See the nation's top rated reports for Schools in Brookhaven Township, Smithtown Township and The North Shore >
Real Estate - Homes - NUMBER1EXPERTS Sell More!
Carmela, Jason and Jonathan Kaiser is one of The Top Selling Real Estate Experts™
Find Out More >
Sitemap - Resources
Welcome > Sitemap > Resources ...

Real Estate Resources:

  • Special Offers - Special offers for Brookhaven Township, Smithtown Township and The North Shore homeowners from Carmela, Jason and Jonathan Kaiser.

  • Affiliates - Carmela, Jason and Jonathan Kaiser's real estate web site affiliates.

  • Home Warranty - Attention Buyers & Sellers, Learn more about this incredible Home Warranty that can help save you a lot of money!.

  • eNewsletter - Carmela, Jason and Jonathan Kaiser'sBrookhaven Township, Smithtown Township and The North Shore newsletter email will send you the latest real estate information.

  • Today's Real Estate News - Daily real estate news for this neighborhood, New York, and United States.

  • Market Conditions Report - Market conditions report for this area, New York, and United States.

  • Mortgage Calculator - Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other New York real estate.

  • Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

  • Ask Anything - Ask Carmela, Jason and Jonathan Kaiser anything real estate.

  • NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

  • Real Estate Tips - Carmela, Jason and Jonathan Kaiser's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

  • Real Estate Trivia - Carmela, Jason and Jonathan Kaiser's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

  • Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Brookhaven Township, Smithtown Township and The North Shore property in New York, including legal terms definitions, and more.

  • Go to Main Sitemap - Main sitemap sections include Find Brookhaven Township, Smithtown Township and The North Shore Homes, For Home Buyers, For Home Sellers, Brookhaven Township, Smithtown Township and The North Shore Information, Real Estate Resources, and About Carmela, Jason and Jonathan Kaiser.

 

Please Sign Up For The Latest Listings and the Latest Real Estate News 

About You
* Your Name:
* Your Email Address:
Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email With Confidence
Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >


Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
In what area of the United States did the price of existing homes increase most dramatically in 2005?

A 
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
See More Real Estate Trivia >


Print This Page Send To A Friend


Carmela, Jason and Jonathan Kaiser, REALTOR®, real estate agent and broker for Brookhaven Township, Smithtown Township and The North Shore, New York home listings, property and land for sale - NUMBER1EXPERT

Carmela, Jason, and Jonathan Kaiser
Fortune Realty of LI

24 Arbor Ridge Lane
South Setauket, NY 11720
Carmela Kaiser : 631-379-1612
Jason Kaiser: 631-764-1422
Jonathan Kaiser: 631-235-2646
Office: 631-320-0800
Fax: 631-846-1771
CarmelaKaiser@NUMBER1EXPERT.com
jonkaiser@fortunerealtyli.com

I’m Carmela Kaiser, Broker/Owner of Fortune Realty of L.I. I bring over twenty-five years experience in real estate including numerous awards and an impressive record as a top producer. I achieved this by following what I believe is basis of real estate sales: putting the needs of my clients first and foremost. As a result, about 85% of my business now comes from personal referrals and repeat business achieved by giving outstanding customer service, both during and after the transaction, and by always making my clients’ best interest my top priority. This is the foundation on which Fortune Realty of LI was founded. I work with a talented family team of agents, available to our clients seven days a week. We address every aspect of your real estate transaction with three times the manpower and attention. With a combined thirty-five years experience in real estate and over 900 homes marketed and sold, our clients’ best interest is our top priority!

REALTOR RELO SRES CPS Equal Housing MLS


A Tradition Of Trust

Fortune Real Estate

www.FortuneRealtyLI.com is brought to you by Carmela, Jason and Jonathan Kaiser, real estate for
Brookhaven Township, Smithtown Township and The North Shore, New York

Read Carmela, Jason and Jonathan Kaiser's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.FortuneRealtyLI.com is brought to you by Carmela, Jason and Jonathan Kaiser